Instant Personal Loan with Quick Approval
Get fast personal loan with minimal documents, flexible EMI options and instant bank transfer.
Loan EMI Calculator
Personal Loan
At Easy Fin India, we understand that everyone may need additional funds at some point in time to fulfill their requirements beyond their fixed income or salaries. These needs may include unplanned medical emergencies, purchasing a vehicle, renovating a house, going on a vacation, funding a wedding, or buying high-end household items or electronic gadgets.
Traditionally, people would turn to family and friends or break a fixed deposit to address such situations. However, credit cards can be prohibitively expensive, with high-interest rates and hidden charges. Banks offer personal loan, but the process can be time-consuming and stressful and involve tons of paperwork, phone calls, and branch visits.
At Easy Fin India, we offer fast, secure, and completely paperless instant personal loan that you can apply for online from the comfort of your home. Say goodbye to the old way of borrowing and step into the future with Easy Fin India.
The Easy Fin India Edge
Easy Fin India is the perfect solution for all your personal loan needs. With our years of experience in the industry, we have optimized our loan disbursement system through extensive refining of our processes, developing our own underwriting algorithm for precise and efficient loan assessments, and employing knowledgeable professionals who can empathize with your needs and strive to provide you with a seamless borrowing experience.
The main features of our services are:
- Easy Fin India offers multipurpose loan without requiring collateral. These unsecured personal loan can be used for any purpose.
- Applying for a loan at Easy Fin India is easy, with minimal documentation. You only need to provide basic documents to process your loan application.
- Easy Fin India considers multiple parameters to ensure that you receive the highest possible disbursal amount to meet your loan requirements.
- Enjoy smooth and flexible repayment options with Easy Fin India, allowing you to repay your loan in easy instalments.
- With Easy Fin India, you can expect a transparent and hassle-free process. All loan process and charges information is provided to enable you to make informed decisions.
- Keeping your requirements in mind, Easy Fin India provides the most competitive interest rates for your personal loan.
- Easy Fin India provides a completely paperless process for loan application. The entire process is online and does not require any printouts or photocopies of original documents.
- Easy Fin India offers instantaneous approval and disbursal procedures for loan, ensuring that you can meet your financial obligations without delays.
- Easy Fin India offers a wide range of repayment tenures to choose from, placing the least burden on your monthly expenditure.
- Easy Fin India offers dedicated online support to assist you with any loan-related queries and provide advice on any top-up you might require.
Simple 3-Step Process
Get the Funds You Need in Just 3 Simple Steps with Our Easy Loan Process
Begin the loan application process by filling out a simple form with your basic information, desired loan amount, and monthly income. This should only take a few minutes of your time.
After submitting your loan application, you will receive an email requesting any additional documents needed to complete the application process. Your eligibility for the loan will also be assessed.
Once your eligibility has been confirmed, a representative will contact you by phone to finalize the loan process. Once approved, your loan will be disbursed quickly and efficiently.
Eligibility
* This fee is ONLY applicable when borrowers repay bill overdue. For example, if you have Rs 10,000/- overdue of principal, then customer to pay additional Rs 300/- for one month of delay in repayment of loan.
- Should be Indian Citizens.
- Must be salaried professionals.
- Must have a monthly take home salary of at least INR 30,000/-
- Should have a regular credit of salary to a bank account.
- Age should be between 25 and 55 years.
- Loans of up to 80% of your monthly salary..
Documents
Provide the following KYC documents for evaluation of your loan-worthiness
- PAN Card.
- Salary Slips (Last 3 months).
- Bank Statement of Salary Account (3/6 months).
- Address Proof.
Frequently Asked Questions
Personal Loan Features & Benefits
- ✓ No end-usage restriction
- ✓ Loan amount up to ₹40 lakh (may exceed as per lender’s discretion)
- ✓ Repayment tenure from 1 year to 5 years (some banks/NBFCs may offer longer)
- ✓ Minimal documentation required
- ✓ Interest rates start from 10.50% p.a. (PSU banks may offer lower rates)
- ✓ Quick disbursal process
- ✓ Pre-approved / pre-qualified loans available for excellent credit profiles
Personal Loan Eligibility
- Age: 18 - 60 years
- Income: Minimum ₹15,000 per month (Salaried applicants)
- Credit Score: Preferably 750 or above. Higher credit scores increase the chances of loan approval and help you secure lower interest rates.
- Processing fees: Processing fees 0% to 3.5% of loan amount (incl. GST)
- Rate of interest: Starting from 9.99%. Max APR 35% p.a
Important Disclaimer
Easy Fin India service helps evaluate verified and trusted lenders in real-time, offering diversified financial products with flexible repayment terms ranging from 6 to 60 months.We are not a lender. We connect users with RBI-approved banks/NBFCs.
The minimum APR interest rate is 9.99% and can go up to Max APR 35% p.a. depending on the applicant’s credit profile, income level, and lender’s policy.
Tenure: Min 9 months, Max 60 months
ROI Starting from 9.99%*
Representative Loan Examples
Example 1:
Loan Amount: ₹2,00,000
Tenure: 36 months
APR: 9.99%
Monthly EMI: ₹6,660
Total Repayment: ₹2,39,760
APR (Annual Percentage Rate) represents the annualised cost of borrowing. It includes not only the interest rate but also processing fees, documentation charges, and other fees charged during loan origination. Since APR is expressed as a percentage, it allows applicants to compare loan schemes more transparently and identify offers that may appear to have lower interest rates but include higher hidden charges.